Can You Afford Not To Get Addiction Treatment
Before balking at the cost of going to rehab or getting any type of help, it is vital to ask yourself the question, How much will it cost if I do not go? In many cases, you may pay the ultimate price with your life. In 2016 alone, more than 64,000 Americans died from drug overdoses. Assuming you do not lose your life, there are other negative and expensive consequences of continuing to use drugs. Among them are lost jobs, mountains of debt, family turmoil, and deteriorating health.
According to the National Institutes on Drug Abuse, substance abuse costs this nation $600 billion each year. Treatment is much less expensive than incarceration, where one year of methadone maintenance costs just over one-fifth the cost of imprisonment. Treating a substance abuse issue can also reduce costs related to healthcare, legal fees, and other social programs.
Insurance Coverage For Alcohol And Drug Rehab
Does insurance cover the cost of rehab treatment? The most straightforward answer is yes, although this answer does require some explanation. Addiction is a medical disease where the brain makes decisions that lead to risky behavior and could eventually cause harm to the individual. Insurance can cover the cost of the treatment since its a disease. The coverage a patient gets for their treatment will vary based on the plan itself.
In many cases, insurance may cover most costs, leaving a few changes to be picked up by the individual. Insurance companies may also only cover up to thirty-day stays at inpatient facilities. Consulting the facility in question will help you understand what your insurance covers and doesnt cover from them.
Insurance coverage will also determine the type of care a patient gets. Insurance companies recognize certain types of treatment, but holistic services like yoga may not be covered under the insurance policy.
Medical insurance that may cover addiction care include:
- Military Insurance
- State-financed Health Insurance
Insurance coverage may want to cover as little of the cost of the stay as possible. Sometimes, it may be necessary to approach the facility directly and have them work out insurance coverage details. Some care providers have facilities that are partners on their primary care network.
What Factors Into The Cost Of Addiction Treatment
There are several factors that affect the cost of rehab. Some of the predominant factors include:
Type of Center
There is a big divide in the price of inpatient and outpatient programs. The costs of inpatient programs are higher because the costs of housing and intensive care are higher.
The cost of these programs also depends on the length of the program and location. A center in a state with a higher cost of living, like California, can be more expensive.
Some people dont need medical detox when they start rehab. Cocaine users usually dont experience dangerous withdrawals when they stop using, so there is no technical detox other than being monitored. But alcohol and heroin users often experience intense withdrawals during detox and usually need medication.
Those requiring more medical care tend to pay more for rehab. Certain therapies like professional counseling also affect how much you could pay.
The amenities offered by a rehab dont come for free. Amenities may include massages, acupuncture, swimming pools, tennis courts, large individual rooms or award-winning chefs. Luxury rehabs typically frequented by the rich and famous are expensive because of amenities.
Luxury centers can cost tens of thousands of dollars per month. While most rehabs arent this expensive, more amenities mean a higher price tag.
Break free from addiction.
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Cost Of Drug Rehab In Hawaii
Hawaii ranks 41st in cheapest to most expensive state for residential drug rehabilitation treatment. Hawaii is the 3rd cheapest state for outpatient drug rehabilitation services. Nearly 35% of men imprisoned in Honolulu had ingested meth.
- There are 177 substance abuse facilities in Hawaii.
- Hawaiian drug rehab facilities service 5,217 patients annually.
- 4,511 patients enroll in Hawaii drug rehab outpatient services annually.
- 0.3% or $6.93 million of the U.S. publics total is spent on outpatient services in Hawaii.
- On average an individual patient in outpatient rehab in Hawaii can expect to pay $1,536.
- 706 patients enroll in Hawaii drug rehab residential services.
- 0.8% or $41.52 million of the U.S. publics total is spent on residential treatment in Hawaii.
- On average an individual enrolled in Hawaii residential rehab can expect to pay $58,810.
- No patients were recorded in Hawaii hospitals for drug rehab.
- 78 facilities in Hawaii offer free drug rehab treatment for all clients.
Is Treatment Worth Its High Cost
Yes. Addiction treatment is beneficial in so many ways. Just talk with anyone who has achieved long-term sobriety.
Becoming sober can increase your physical, mental, and spiritual health. It can help you repair and maintain relationships with your loved ones.
Treatment has undeniable positive effects on you and your family’s life. It also costs less than addiction.
Medical bills, job loss, legal fees, plus the cost of drugs are all financial costs. It can also cost you your health and earning potential.
Even though addiction treatment is expensive, it’s a good investment for you, your family, and your loved ones.
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Does Insurance Cover Rehab
The short and simple answer is yes. In most cases, insurance will cover rehab because it involves treating a medical disease. However, there are a few variables to consider before making any conclusions, such as the specific terms of the plan that will give you a better understanding to the question will insurance pay for rehab?
Cost Of Drug Rehab In Illinois
Illinois ranks 24th in cheapest to most expensive state for residential drug rehabilitation treatment. Oklahoma, Oregon, Washington, and Illinois share the same average cost for outpatient rehabilitation services. Half of all substance abuse clients in Illinois are Black while the other half are White.
- In Illinois there are 833 active substance abuse clinics.
- Illinois drug rehab clinics service 50,948 patients annually.
- 47,036 patients enroll in Illinois drug rehab outpatient services annually.
- 3.47% or $80.16 million of the U.S. publics total is spent on outpatient services in Illinois.
- On average an individual patient in outpatient rehab in Illinois can expect to pay $1,704.
- 3,517 patients enroll in Illinois drug rehab residential services.
- 3.84% or $199.3 million of the U.S. publics total is spent on residential treatment in Illinois.
- On average an individual enrolled in Illinois residential rehab can expect to pay $56,666.
- 395 patients are in Illinois hospitals for drug rehab.
- 4 facilities in Illinois offer free drug rehab treatment for all patients.
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Factor #1 What Are The Different Levels Of Care For Drug Rehab
Before drug treatment can truly begin, it is recommended that a person undergoes a drug detoxification first. Only when a person is free from the physical influence of their drug of choice can their mind be clear enough to receive the message of recovery. Drug Detox Drug detox can cost $500 per day or more, and will usually last 3-14 days, depending upon the abused substance. The lowest level of care is an intensive outpatient drug rehab program, also referred to as an IOP. The person in recovery is able to live at home with their family and continue working or going to school. Typically, they will attend 3-5 group therapy sessions per week, covering such topics as:
- Stress reduction
- Relapse prevention
This level of addiction treatment is best suited for someone with a mild substance abuse disorder and who has not previously made unsuccessful attempts at recovery. Ideally, outpatient drug rehab can be used as a long-term support system for someone who has graduated from residential drug rehab. Outpatient addiction treatment can cost upwards of $10,000 per month. Residential drug rehab is for moderate-to-severe substance abuse disorders, and provides a safe, supervised, and monitored environment providing round-the-clock support, 24/7. Participants are immersed in a highly-structured sober-living facility with scheduled therapy and activities. In addition to everything that outpatient drug rehab offers, inpatient programs will typically include:
Cost Of Drug Rehab In Wisconsin
Wisconsin ranks 19th in cheapest to most expensive state for residential drug rehabilitation treatment. Utah and Wisconsin share the same average cost of outpatient drug rehabilitation treatment. Between the mid 2000s and the late 2010s, opioid related deaths spread from 36 to 60 counties in Wisconsin.
- In Wisconsin there are 327 active substance abuse clinics.
- 25,574 clients in Wisconsin are serviced annually for drug rehab.
- 23,945 clients enroll in Wisconsins drug rehab outpatient services annually.
- 1.77% or $40.89 million of the U.S. publics total is spent on outpatient services in Wisconsin.
- On average an individual patient in outpatient rehab in Wisconsin can expect to pay $1,708.
- 1,329 clients enroll in Wisconsins drug residential services.
- 1.45% or $75.26 million of the U.S. publics total is spent on residential treatment in Wisconsin.
- On average an individual enrolled in Wisconsin residential rehab can expect to pay $56,625.
- 300 clients are in Wisconsin hospitals for drug rehab.
- 2 facilities in Wisconsin offer free drug rehab treatments for all clients.
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Cost Of Drug Rehab In Texas
Texas ranks 18th in cheapest to most expensive state for residential drug rehabilitation services . Texas average cost of outpatient drug rehabilitation is the same as Tennessees. The major drug problem in Texas is methamphetamine.
- In Texas there are 550 active treatment facilities.
- 35,995 patients in Texas are serviced annually for drug rehab.
- 31,281 patients enroll in Texas drug rehab outpatient services annually.
- 2.30% or $53.13 million of the U.S. publics total is spent on outpatient services in Texas.
- On average an individual patient in outpatient rehab in Texas can expect to pay $1,698.
- 4,033 patients enroll in Texas drug residential services.
- 4.4% or $228.4 million of the U.S. publics total is spent on residential treatment in Texas.
- On average an individual enrolled in Texas residential rehab can expect to pay $56,623.
- 681 patients are in Texas hospitals for drug rehab.
- 11 facilities in Texas offer free drug rehab treatment for all clients.
Cost Of Drug Rehab In Maine
Maine ties for 10th cheapest state for residential drug rehabilitation services . Kentucky and Maine share the same average cost for outpatient drug rehabilitation services. The number of recorded non-fatal overdoses in Maine was roughly under 9k in 2021.
- In Maine there are 220 active treatment facilities.
- 14,550 patients are treated annually for drug rehab in Maine.
- 14,325 patients enroll in Maine drug rehab outpatient services annually.
- 1.06% or $24.49 million of the U.S. publics total is spent on outpatient services in Maine.
- On average an individual patient in outpatient rehab in Maine can expect to pay $1,709.
- 185 patients enroll in Maine drug rehab residential services.
- 0.2% or $10.38 million of the U.S. publics total is spent on residential treatment in Maine.
- On average an individual enrolled in Maine residential rehab can expect to pay $56,108.
- 40 patients are in Maine hospitals for drug rehab.
- 1 facility in Maine offers free drug rehab treatment for all clients.
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Cost Of Drug Rehab In Wyoming
Wyoming ranks 46th and is the most expensive state for residential drug abuse treatment . Wyoming is the most expensive state for outpatient rehabilitation services. Over half of clients seeking substance abuse treatment in Wyoming have an alcohol substance use disorder.
- In Wyoming there are 60 active substance abuse clinics.
- In Wyoming, 2,499 clients are serviced annually for drug rehab.
- 2,233 clients enroll in Wyomings drug rehab outpatient services annually.
- 0.2% or $4.62 million of the U.S. publics total is spent on outpatient services in Wyoming.
- On average an individual patient in outpatient rehab in Wyoming can expect to pay $2,069.
- 236 clients enroll in Wyomings drug residential services.
- 0.3% or $15.57 million of the U.S. publics total is spent on residential treatment in Wyoming.
- On average an individual enrolled in Wyoming residential rehab can expect to pay $65,975.
- 30 clients are in Wyoming hospitals for drug rehab.
- No facility in Wyoming offers free drug rehab treatment for all patients.
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Take our free, 5-minute Am I an Alcoholic? self-assessment below if you think you or someone you love might be struggling with an alcohol use disorder . The evaluation consists of 11 yes or no questions that are intended to be used as an informational tool to assess the severity and probability of an AUD. The test is free, confidential, and no personal information is needed to receive the result.
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How Much Is Outpatient Rehab
The decision to seek help for alcohol or drug addiction involves many factors. You may be concerned about the time it will take, whether youll be able to continue to meet your work or family obligations, and if the program offers the treatment you need for your specific issues. Questions that are also probably top of mind for you as you decide on addiction treatment are, how much is outpatient rehab and is outpatient treatment the best option for you?
Does Rehab Cost Money
Whether its you or a loved one grappling with addiction, youll need to think not only about getting the right type of treatment but also about how youre going to pay for that treatment.
If you have already started trying to establish a benchmark for addiction costs, you have doubtless found that most recovery centers will not openly disclose the cost of treatment programs on their websites. Beyond this, if you contact rehab centers to discuss treatment, cost is not disclosed early on in the discussion. There is a good reason for this, too: youll need a thorough evaluation before the treatment center can accurately predict the overall cost of the most appropriate program.
In many cases, people pay for addiction treatment out of pocket using savings.
If you intend to pay for treatment but you lack the funds to pay upfront, many treatment facilities will offer payment plans and financing if it helps to spread the load. You may or may not pay interest for this.
While some local health departments offer free or subsidized addiction treatment, these programs are hard to find, with books often booked for months ahead.
Fortunately, most health insurance policies will now pay for rehab costs. You will most likely need to pay a deductible, and coverage will vary from policy to policy. Where some policies will cover IOPs and PHPs , others will only cover regular outpatient treatment.
What is the average cost of rehab, then?
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The Financial Cost Of Drug Addictions
Juggling finances is not always easy, even when everything is going right. Add addiction to the mix, and suddenly you have a whole new challenge to keeping money in the bank. Whether its alcohol or drugs, sustaining an addiction requires a steady supply of the substance, creating a completely new and substantial expenditure that can ruin your finances fast.
Many people with an addiction borrow money from friends and family or let necessary bills go unpaid to fund their addiction. Individuals with a substance abuse disorder often drain their savings or retirement accounts, sell their assets and take out loans. The financial costs of addiction can be substantially higher if a person ends up with medical or legal expenses. Some individuals even file for bankruptcy.
Letting bills go unpaid could lead to shut off utilities, repossessed cars, eviction or home foreclosure. While homelessness isnt always the result of drug addiction, it happens often enough that its become a stereotype and is often in popular media. This situation can lead to other unintended consequences, such as alienating friends and family members, and losing close relationships.
It is difficult to estimate the average economic cost of drug addiction. Prescription painkillers like oxycodone and hydrocodone vary wildly in cost depending on whether you are purchasing them with or without insurance, and get more expensive when purchased illicitly on the street.
The Cost Of Detox Programs
One of the most expensive parts of the addiction treatment process is medical detoxification. Detox is one of the most important parts because its when you get physically and psychologically stable as the substances leave your system.
During this time, youre receiving medical care, which can include the care of physicians and nurses. Depending on the detox program, the cost can be anywhere from $250 to $1,000 per day without insurance.
With insurance, detox is often completely covered as its a process deemed medically necessary.Not only will you be receiving treatment from medical professionals, but medical equipment and medications will be used as well, which can incur further costs.
During the detoxification process, there can be many physical side effects. Regardless of the substance youre detoxing from, there is a risk for your blood pressure and heart rate to get to dangerous levels, so its important to monitor them.
In many cases, this is also going to involve the use of medications that can help lower your heart rate and blood pressure while you go through withdrawal.
Certain substances like opioids, benzodiazepines, and alcohol can have more side effects during withdrawal. If youre trying to get sober for alcohol or benzodiazepines, you will need to be monitored for potential risk of having seizures, and this may involve anti-seizure medications.
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In Contrast The Cost Of Ibogaine Can Reach Up To $10000 In Mexico
While it is difficult to say precisely how much ibogaine costs in Gabon, we can say that the cost of ibogaine can range from $1,000 to $10,000. This wide range of prices is because there are no strict standards for regulating or monitoring the price of ibogaine treatment.
In addition to this lack of regulation, the price of ibogaine depends on many factors: where you live in Mexico City and how much money you want to spend on your treatment .
Furthermore, since ibogaine cannot be sold in pharmacies or by pharmacists due to its status as a Schedule I drug in most countries , some clinics may even include additional fees for administering this medication!
Its worth noting, however, that even if someone were willing and able to travel outside their city limits , they might still have difficulty finding lower-cost treatments due to their geographical location.
For example: if someone lives near Toronto but wants treatment from an overseas clinic then they would still pay more than those who lived nearby such as Quebec City or Montreal!
Again though this varies by individual circumstances so please do keep us informed when discussing specifics.